Account Disclosures & Agreements
Essential documentation governing your banking relationship with us
Important Account Documentation
These documents outline your rights and responsibilities as our valued customer. Please review them carefully and retain copies for your records. Contact our customer service team if you need any clarification.
Deposit Account Agreement
Comprehensive terms governing deposit accounts including checking, savings, CDs, and money market accounts
Last Updated: January 2024
File Size: 2.1 MB
Credit Card Agreement
Complete terms for credit cards including rewards programs, APRs, fees, and cardholder responsibilities
Last Updated: December 2023
File Size: 1.8 MB
Loan Agreement Terms
Terms for personal, business, and mortgage loans including repayment terms and collateral requirements
Last Updated: January 2024
File Size: 2.5 MB
Fee Schedule
Detailed breakdown of all service charges, transaction fees, and account maintenance costs
Last Updated: January 2024
File Size: 1.2 MB
Electronic Services Agreement
Terms for digital banking, mobile apps, online bill pay, and electronic fund transfers
Last Updated: November 2023
File Size: 1.6 MB
Truth in Savings Disclosure
Interest rates, APY calculations, and minimum balance requirements for interest-bearing accounts
Last Updated: January 2024
File Size: 0.8 MB
Regulatory Information
FDIC Insurance Coverage
Your deposits are FDIC insured to the maximum allowed by law. Standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
Member FDIC | Equal Housing Lender
Fair Lending Notice
We are committed to fair lending practices and equal treatment of all qualified applicants. We conduct business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Need Assistance?
Our dedicated support team is available to help you understand these documents and answer any questions.