Crypto Loans
Unlock the value of your cryptocurrency holdings with instant loans. Keep your crypto, access cash with competitive rates and flexible terms from Digital Chain Bank.
Why Choose Crypto-Backed Loans
Instant Approval
Get approved in minutes with automated underwriting. No lengthy paperwork or credit checks required.
Keep Your Crypto
Access liquidity without selling your digital assets. Maintain exposure to potential upside while getting cash.
Competitive Rates
Enjoy low interest rates starting from 4.95% APR with flexible repayment terms up to 3 years.
Secure Custody
Your collateral is stored in institutional-grade cold storage with comprehensive insurance coverage.
Flexible Loan Solutions
Short-Term Loans
Perfect for immediate liquidity needs with flexible repayment options from 30 days to 12 months.
- 30 days to 12 months terms
- Up to 70% LTV ratio
- Interest-only payments
- No prepayment penalties
- Same-day funding
Term Loans
Structured loans with fixed terms and predictable payments, ideal for larger financing needs.
- 1 to 3 year terms
- Up to 60% LTV ratio
- Fixed or variable rates
- Monthly payments
- Higher loan amounts
Credit Lines
Revolving credit facility backed by your crypto portfolio for ongoing liquidity needs.
- Revolving credit facility
- Draw funds as needed
- Pay interest on used amount
- Automatic renewals
- Online management
Simple 3-Step Process
Calculate & Apply
Use our loan calculator to estimate your loan amount and terms. Submit your application with basic information.
Secure Collateral
Transfer your cryptocurrency to our secure custody solution. Your assets are protected with institutional-grade security.
Receive Funds
Get your loan funds deposited directly to your bank account, typically within 24 hours of approval.
Accepted Collateral
Bitcoin
Up to 60% LTV
Ethereum
Up to 60% LTV
Litecoin
Up to 50% LTV
Bitcoin Cash
Up to 50% LTV
Chainlink
Up to 40% LTV
Polkadot
Up to 40% LTV
Ready to Unlock Your Crypto's Value?
Get instant access to cash while keeping your cryptocurrency investments. Apply now and get approved in minutes.