Term
Open a deposit account and increase your money!
Gifts and bonuses
Chain Card
For deposits in the amount of 1 000 – 20 000 EUR / USD
Mastercard Black Edition
For deposits over 20 001 EUR / USD / EUR
Calculator
USD
Total Amount
$533,000.80
Total Profit
$33,000.80
Avg. Monthly Yield
$1,375.03
Deposit Guaranteed Loan
- The amount – max 80% of the deposit amount.
- The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
- The payment timetable – annuity-based.
- Term: maximum up to the end of the deposit.
- *1% loan processing fee is charged for the deposit guaranteed loan.
Premature withdrawal of deposit
1, 3, 6, 9, 12, 18, 24 monthly withdrawal
- If the term up to 0–90 days, the withdrawal of the deposit will be with the annual interest rate 0 (zero)
- If the term up to 91–180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate
- If the term up to 181–360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate
- If the term more than 361 days, the withdrawal of the deposit will be at an interest rate of 40% of annual interest rate
In case of a premature withdrawal of a deposit for a period 3 and 6 months, a fee in the amount of 10 EUR is charged for the "Cash and Settlement Operations".
Additional information
- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;
- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
- Terms of deposit insurance;
- According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" and card balances is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.