Accumulation

Plan your future today! Earn more with minimal capital.

Period

12 months

Annual Interest Rate

Up to 9%

Minimal Amount

50 EUR

Rates & Plans

PlanPeriodEURUSDEUR*
Monthly Top-up12 months9%--
Without Top-up12 months8%--

* Annual rate based on EUR deposits

Additional Information

Key Features

  • Deposit principal amount: 50 EUR
  • Period: 12 months
  • Increase of principal amount allowed
  • Minimal top-up amount: 10 EUR
  • Interest Accumulation: Compound interest
  • Interest payment: at maturity
  • Automatic renewal for the same term upon expiry

Important Notes

  • Upper limit: 12% (national), 2.5% (foreign)
  • Deposit insurance in accordance with laws
  • Bonus for monthly top-ups
  • Deposits over 1,000,000 EUR need individual agreement
  • 10% tax on interest income (after 01.02.2023)
  • New privileges from 01.01.2024

Early Withdrawal Terms

0-90 days

0% annual interest rate

91-180 days

20% of annual interest rate

181-360 days

30% of annual interest rate